Investment Screening Framework
for Value Investors

Copart is a rare, near-duopoly compounder with 37% operating margins, 25%+ ROIC, zero net debt, and a widening moat buil…

Microsoft combines a wide and durable moat, elite financial quality, strong management execution, and a long reinvestmen…

Visa is a near-zero-marginal-cost toll bridge on $200T+ of global payment flows with a widening moat, 66% operating marg…

Progressive is one of America's highest-quality compounders: a 35% ROE franchise with a widening moat, decade-plus reinv…

Intuit combines a durable tax and SMB software franchise with increasingly sticky service-led ecosystems in payments, pa…

Copart is a rare, near-duopoly compounder with 37% operating margins, 25%+ ROIC, zero net debt, and a widening moat buil…

Visa is a near-zero-marginal-cost toll bridge on $200T+ of global payment flows with a widening moat, 66% operating marg…

Progressive is one of America's highest-quality compounders: a 35% ROE franchise with a widening moat, decade-plus reinv…

Intuit combines a durable tax and SMB software franchise with increasingly sticky service-led ecosystems in payments, pa…

Mastercard is a near-perfect business — capital-light toll model, widening duopoly moat, 85%+ of global transactions sti…

Microsoft combines a wide and durable moat, elite financial quality, strong management execution, and a long reinvestmen…

NVIDIA remains a rare, world-class platform business with a widening software-plus-systems moat, extraordinary returns o…

ASML remains one of the highest-quality industrial technology businesses globally, with extraordinary competitive positi…

ASML is an elite long-duration compounder with a uniquely durable moat in advanced lithography, strong financials, and a…

Visa is a near-zero-marginal-cost toll bridge on $200T+ of global payment flows with a widening moat, 66% operating marg…

Zoetis is a rare combination of elite business quality and deeply discounted valuation. With 72% gross margins, 25-30% R…

Fiserv is a deeply-embedded financial processing toll-booth with 80% recurring revenue, a widening moat from switching c…

Kaspi.kz is a rare combination of exceptional business quality and deep value — a dominant super-app with 45% ROE, found…

monday.com is a founder-led, capital-light SaaS platform generating 89% gross margins, 25% FCF margins, and 22% revenue …

Cholamandalam Financial Holdings is a decent long-term financials holding company with solid subsidiary economics, accep…

ASML remains one of the highest-quality industrial technology businesses globally, with extraordinary competitive positi…

ASML is an elite long-duration compounder with a uniquely durable moat in advanced lithography, strong financials, and a…

Microsoft combines a wide and durable moat, elite financial quality, strong management execution, and a long reinvestmen…

Copart is a rare, near-duopoly compounder with 37% operating margins, 25%+ ROIC, zero net debt, and a widening moat buil…

Visa is a near-zero-marginal-cost toll bridge on $200T+ of global payment flows with a widening moat, 66% operating marg…

Copart is a rare, near-duopoly compounder with 37% operating margins, 25%+ ROIC, zero net debt, and a widening moat buil…

Progressive is one of America's highest-quality compounders: a 35% ROE franchise with a widening moat, decade-plus reinv…

Old Dominion is an exceptional LTL franchise with a wide, widening moat, elite management, and a decade-long reinvestmen…

Linde is among the highest-quality industrial businesses globally — a near-indestructible oligopolist with physical moat…

Pidilite is a category-defining franchise with a genericized brand, capillary distribution, 31% ROCE, near-zero debt, an…

monday.com is a founder-led, capital-light SaaS platform generating 89% gross margins, 25% FCF margins, and 22% revenue …

HubSpot is a durable, founder-led SaaS platform compounding revenue at 20% with 83% gross margins and expanding free cas…

Lululemon is a high-return consumer franchise mispriced at crisis-level multiples. The 9.7x trailing PE on a 32% ROE bus…

Fiserv is a deeply-embedded financial processing toll-booth with 80% recurring revenue, a widening moat from switching c…

Rumo is a structurally advantaged monopoly rail operator on Brazil's agricultural export corridor, with a widening moat …

Home First is a well-run, tech-enabled affordable housing lender riding a structural multi-decade tailwind in Indian hou…

HDFC Bank is a wide-moat, dominant-position franchise earning temporarily depressed returns due to the HDFC Ltd merger's…

Judges Scientific is a disciplined serial acquirer of niche scientific instrument companies, compounding FCF at high tee…

SBI Life is India's premier private life insurer with an unreplicable bancassurance moat via SBI's 22,000+ branches, zer…

Aptus is a conservatively run affordable housing lender earning 20% ROE on just 1.56x leverage, growing profits at 19-23…

Sunbelt is a well-run scaled equipment rental business with a credible moat in density, specialty breadth, and execution…

SIG has a real installed-base moat in aseptic packaging and generates respectable recurring cash flow, which makes it a …

Petrobras combines genuinely strong upstream economics with persistently weak minority-shareholder alignment. The pre-sa…

Holcim combines durable local heavy-materials moats, sound balance-sheet management, and a credible shift toward higher-…

Lonza remains a strong long-term franchise with meaningful biologics know-how, regulatory embeddedness, and customer sti…