Terms of Service

1. Acceptance of Terms

By accessing or using Value Investor Club AI ("the Site", "we", "our"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Site.

2. Description of Service

Value Investor Club AI is an independent research platform that provides AI-generated stock analysis and research reports for informational and educational purposes. The Site uses large language models (LLMs) to generate structured fundamental research across 11 research segments per company, along with a numerical scorecard.

3. Not Financial Advice

Nothing on this Site constitutes financial advice, investment advice, trading advice, or any other form of advice.

All content — including stock analysis, scores, verdicts, valuation estimates, and recommendations (e.g., BUY / HOLD / AVOID) — is AI-generated and provided for educational and research purposes only. It is not a solicitation or recommendation to buy, sell, or hold any security or financial instrument.

You should always conduct your own independent research and consult a qualified financial advisor before making any investment decisions. Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal.

4. Accuracy and Completeness

The information on this Site is generated by AI and may be inaccurate, incomplete, or out of date. AI models have knowledge cutoff dates, which means they may not reflect recent events, earnings releases, regulatory changes, or other material developments.

We make no representations or warranties — express or implied — about the accuracy, reliability, completeness, or timeliness of any content on this Site.

5. Limitation of Liability

To the fullest extent permitted by law, Value Investor Club AI, its owners, operators, and contributors shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or related to your use of the Site or any content therein, including but not limited to losses from investment decisions made based on information found on the Site.

6. Intellectual Property

All content on this Site, including AI-generated research reports, scoring systems, and visual designs, is owned by or licensed to Value Investor Club AI. You may use this content for personal, non-commercial research purposes. You may not reproduce, redistribute, sell, or publish any content from this Site without prior written permission.

7. Third-Party Advertising

This Site uses Google AdSense to display advertisements. Google and its partners may use cookies to serve personalized ads based on your browsing history. We are not responsible for the content of third-party advertisements. See our Privacy Policy for more details.

8. User Conduct

By using this Site you agree not to:

• Scrape, crawl, or systematically extract data from the Site for commercial use.
• Attempt to circumvent any technical measures protecting the Site.
• Use the Site in any way that violates applicable laws or regulations.
• Republish or resell AI-generated reports without permission.

9. Changes to Terms

We may update these Terms of Service at any time. The effective date at the top of this page will be updated accordingly. Continued use of the Site after changes constitutes acceptance of the revised terms.

10. Contact

For questions about these Terms, please contact us at emailid.akshay@gmail.com or visit our Contact page.